How does a notary verify a signer’s identity in RON?

A notary verifies a signer’s identity in Remote Online Notarization (RON) primarily through methods that involve technology, such as knowledge-based authentication or credential analysis. This process entails verifying the signer's identity by assessing their knowledge of personal information—such as past addresses, account numbers, or other relevant details that would typically be known only to them.

Credential analysis involves the use of sophisticated technology that examines identification documents to determine their authenticity, checking for modifications or forgeries. These methods ensure that the notary has successfully confirmed the identity of the signer before proceeding with the notarization process, which is crucial in maintaining the integrity and security of remote transactions.

In contrast, verifying identity by checking a physical ID in person is not feasible in RON, as the entire process is conducted online. Requesting personal references does not provide the level of assurance or verification required for official notarizations. Similarly, simply receiving a signed document does not verify the identity of the signer; rather, it is the process of validation and authentication that confirms who they are before the notarization can take place.