What is "credential analysis" in the context of Remote Online Notary (RON)?

Credential analysis refers to the process used to evaluate the authenticity of a signer’s identity documents during a Remote Online Notarization (RON) transaction. This step is crucial because it helps ensure that the individual signing documents is indeed who they claim to be. Typically, credential analysis involves verifying government-issued identification, such as a driver's license or passport, against various databases to detect any potential fraud.

This process may include checking for physical security features on the document (such as holograms or watermarks) and validating the information against known data records. Establishing the genuineness of the identity documents is essential not only for the integrity of the notarization but also for compliance with federal and state laws, which mandate that signers are properly identified.

Evaluating other aspects, such as the notary's qualifications, the notarization platform's capabilities, or a review of state regulations, do not directly pertain to credential analysis. These other processes are important in the RON framework but focus on different components of the overall notarization process.