What must an applicant acquire to ensure secure digital transactions?

To ensure secure digital transactions, an applicant must acquire a digital certificate from a qualified certificate authority. A digital certificate is a vital element in establishing a secure online environment, as it authenticates the identity of the parties involved in a digital transaction. This certificate verifies that the information being transmitted is coming from a legitimate source and has not been altered, which helps in preventing fraud and ensuring data integrity.

A qualified certificate authority is an organization that issues digital certificates and manages the public-key infrastructure (PKI) necessary for secure communications. By obtaining this certificate, the applicant can engage in secure online notarization and other digital transactions with a higher level of trust.

The other options, while relevant in different contexts, do not specifically address the essential requirement for securing digital transactions. For instance, approval from the state legislature pertains more to regulatory compliance rather than transaction security. Similarly, a license for remote access technology may relate to the operational aspects of using specific software or methods but not to the foundational security of the transactions themselves. Lastly, an insurance policy can provide some protection against certain risks but does not inherently ensure the security of the digital transaction processes. Thus, the digital certificate is the most crucial element for maintaining security in online transactions.